Using Your Insurance for Therapy
One of our primary goals is to ensure excellent care is accessible and manageable over the long-term. We are in-network with several insurance providers and do our best to ensure excellent mental health support remains accessible and affordable. If you would like to use your in-network benefits, we will ensure your benefits are verified and costs are clearly explained.
Depending on your coverage, your financial responsibility may include a copay or co-insurance, and in some cases, meeting a deductible before coverage begins. During your consultation, we can help you understand how your specific plan applies to our services, including estimated costs and any out-of-pocket responsibilities. We are currently in-network with the below carriers and our team is available to help you navigate your benefits so you can make informed decisions about your care.
We are contracted in-network with
Using Out-of-Network Benefits
If we are not in-network with your insurance plan, you may still be able to use out-of-network benefits to keep costs more manageable. Many plans offer partial coverage for services provided by out-of-network clinicians, typically after a deductible is met. During your consultation, we can help you understand how your plan may reimburse services and what to expect financially. Our goal is to make access to care as clear and manageable as possible, regardless of your insurance coverage.
If you have benefits with whom we are out-of-network, we ensure your out of pocket responsibilities are clearly explained and we will work to keep the costs practical. We are happy to submit out-of-network claims on your behalf (courtesy billing), you don’t need more to worry about. We will work closely with you to maximize the insurance benefits available to you.
Out of network
Your responsibilities (simple + clear)
For specific benefit and coverage questions, please contact your insurance carrier directly at the number on your insurance card. Confirm benefits: Call the number on your insurance card before scheduling. If we are not in-network with your plan, ask about out-of-network outpatient mental health benefits (CPT 90791, 90837, 90853), deductible, coinsurance, preauthorization, and telehealth coverage if applicable.
Please provide the most accurate information possible, so that we can verify current insurance details and submit claims correctly.
We will do our best to clarify use of benefits, and as the patient, you’re financially responsible for services received, regardless of insurance reimbursement.
Before you schedule an appointment or procedure, always check with your insurance carrier to determine your policy’s benefits and any pre-visit requirements.
Quick FAQs
Will my insurance reimburse DBT or trauma-focused therapy? Often, yes. Particularly with PPO plans that include OON benefits, a wide range of mental health services are covered. Reimbursement depends on your deductible, coinsurance, and plan policies.
Do you accept HSA/FSA? Yes. Most services qualify; we can provide supporting documentation if your plan requests it.
Good Faith Estimate (No Surprises Act)
If you’re uninsured or choose self-pay, you’re entitled to a Good Faith Estimate of expected charges before we start. We’ll provide this in writing and review it together, no surprises.
Talk with us!
Please contact us today for a free consultation and get any questions about your insurance benefits answered by one of our team members. We’ll help you understand your options and the simplest path to use your benefits.